Freelancer Rate Calculator

Because employment hides costs: paid leave, EPF, equipment, and the fact that someone else finds you clients. Freelancers cover all of that from the same rate, which is why it usually lands 1.5–2× higher than the salary equivalent.

10–20% is sane for steady client work; 25–30% if your income swings wildly. It prices in the quiet months, year-end holidays, the April new-year season, without you panicking.

Quote per project, not per hour. Clients buy outcomes; hourly rates invite haggling over how long things 'should' take. Use the hourly figure as your private floor.